Monthly Savings Plan -with profit. (MSP)

GUARDIAN MSP is a savings and protection plan that provides an attractive Maturity Value with bonus

GUARDIAN MSP – Gold

Features: Maturity Value + Life Coverage + Accidental Coverage

Maturity Value:

Attractive Maturity value is payable for expected bonus earn on Company life fund.

Life Coverage:

Life Insurance coverage is equivalent to policy Face Amount (Sum Assured) and is payable in the event of death of the insured if the policy is inforced. If the face amount is less than the policy account value at the time of death, the policy account value will be paid less any indebt ness.

Accidental Coverage:

In the event of accidental death an additional benefit equal to the face amount of the policy is payable to the nominee. This results in a total coverage of 2 times the Face Amount in case of Accidental Death.

Monthly Premium Rates:

Min: Tk 1,000 per month and its multiple amounts

Max: Any amount which does not result into Face Amount  exceeding Tk 10,00,000

GUARDIAN MSP – Silver

Features: Maturity Value + Life Coverage

Maturity Value:

Attractive Maturity value is payable for expected bonus earn on Company life fund.

Life Coverage:

Life Insurance coverage is equivalent to policy Face Amount (Sum Assured) and is payable in the event of death of the insured if the policy is inforced. If the face amount is less than the policy account value at the time of death, the policy account value will be paid less any indebt ness.

Monthly Premium Rates:

Min: Tk 1,000 per month and its multiple amounts

Max: Any amount which does not result into Face Amount  exceeding Tk 10,00,000

Others Terms and Conditions:

•             Premium payment mode: Monthly but quarterly, half yearly or annually can be deposited

•             Projected Maturity Value is calculated on expected bonus(if) earned by Company. The maturity value is not guaranteed and will vary based on bonus earned by Company.

•             Surrender at any time after the expiration of the 2nd year policy and before maturity, the policy holder will receive the cash surrender value less any indebtedness.

•             The cash surrender value may be less than the premiums paid.

•             Policy will be allowed up to a maximum of 90% of the net cash surrender value.

•             This policy does not cover Death on account of suicide (within first 2 years of the policy), war, Acquired Immune Deficiency Syndrome (AIDS), pre-existing condition or other exclusions as specified in the policy document.

•             The policy may lapse with no value if premium is not paid regularly as due.

•             Underwriting rules: Existing Company rules will be applicable.

•             Tax advantages regarding the premium payment are subject to tax laws /rules of the Government.

Enroll policy and premium payment:

If you are interested in this valuable plan and if you are within the age limit stated above please fill in the prescribed Application Form and submit it along with the premium.

•             Select plan according to your choice

•             Select the pay mode of premium (monthly/quarterly/half yearly/ annually)

•             Select the amount of premium for the life coverage amount you have selected

•             Select the term that easy suits you.

You can pay subsequent premiums in our enlisted banks, our cash counters or through our channels of payment approved by the company.

Enroll policy and premium payment:

If you are interested in this valuable plan and if you are within the age limit stated above please fill in the prescribed Application Form and submit it along with the premium.

•             Select plan according to your choice

•             Select the pay mode of premium (monthly/quarterly/half yearly/ annually)

•             Select the amount of premium for the life coverage amount you have selected

•             Select the term that easy suits you.

You can pay subsequent premiums in our enlisted banks, our cash counters or through our channels of payment approved by the company.


Video Spotlight

Guardian's Values

Tapan Chowdhury- Square

“The Sponsors of the company, BRAC, Apex and Square are known for good governance and reliable services and we are here to bring a positive change in this industry by sharing our experience”

 

Syed Manzur Elahi- Apex

“The intellectual skill and the goodwill that the sponsors BRAC, Square and Apex bring is the basis of trust for our valued customers: A promise is a promise and we have always delivered our promise”

 

Sir Fazle Hasan Abed- BRAC

“BRAC has been successful in taking the service of micro financing to the lower income sector of the country,; we intend to do the same in life insurance through this company in a few years time; life insurance for all would be our motto”